What is the Fair Housing Act?

Louisiana REALTORS® • April 6, 2023

A federal statute known as the Fair Housing Act (FHA) was created in 1968 to address and stop discrimination in the housing industry. The legislation forbids discrimination on the basis of race, color, national origin, religion, sex, familial position, and handicap in the purchase, leasing, and financing of housing.


The significant discrimination that numerous minority groups experienced in the housing market at the time led to the passage of the Fair Housing Act. Before the statute, it was standard practice for landlords and realtors to decline renting or selling to people of particular races, faiths, or national origins. To end these practices and guarantee that everyone has an equal opportunity to find a home, the FHA was created.


Under the FHA, it is illegal for a landlord or seller to:

  • Refuse to rent or sell housing to someone based on their race, color, national origin, religion, sex, familial status, or disability.
  • Set different terms, conditions, or privileges for the rental or sale of housing based on someone's race, color, national origin, religion, sex, familial status, or disability.
  • Advertise or make any statement that indicates a preference or limitation based on someone's race, color, national origin, religion, sex, familial status, or disability.
  • Coerce, intimidate, threaten, or interfere with anyone's exercise or enjoyment of their fair housing rights.


In addition to providing these safeguards, the FHA also set up the Office of Fair Housing and Equal Opportunity (FHEO) to look into discrimination claims in housing and uphold the law. In order to address discrimination in the housing market, the FHEO is empowered to carry out investigations, bring legal action, and take other measures.


It's crucial to remember that the FHA shields people not only from unintentional discrimination but also from laws or practices that can have that impact. For instance, a landlord's demand that all renters have a minimum income greater than the local area's median income may discriminate against families with children or people with impairments who might not have the same earning potential as others.


The Fair Housing Act is an important civil rights law that has had a significant impact on housing opportunities in the United States. While there is still work to be done to ensure that everyone has equal access to housing, we can celebrate the progress that has been made and continue to work towards a more fair and just society.

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By Louisiana REALTORS® • October 5, 2026
Please join us in congratulating the Louisiana REALTORS® who have been appointed to NAR committees for 2027. A total of 26 Louisiana REALTORS® members and staff have been selected to serve on NAR committees for the upcoming year. Bill Boyd - Insurance Committee; Member: Regional Representative Luke Bullock - Broker Engagement Committee; Member: Government Affairs Director Donna Chandler - Membership Policy and Board Jurisdiction Committee; Member: At-Large Keary Coffin - Multiple Listing Issues and Policies Committee; Member: At-Large Tony Cornner - Housing Opportunities Committee; Member: State Representative Beth Cristina - Commercial Federal Policy Committee; Member: At-Large Deneka Desroches - Commitment to Excellence Committee; Member: At-Large Cindy Dyer - RPAC Participation Council; Member: State Representative David Favret - Meeting and Conference Committee; Member: Immediate Past Chair Jennifer Hebert - Professional Standards Committee; Member: At-Large Carole Horn - RPAC Trustees Federal Disbursement Committee; Member: Regional Representative Misty Ingersoll - Multiple Listing Issues and Policies Committee; Member: State Representative Angela Lavalais - AEC/Association IDEAS Advisory Board (Inclusion, Diversity, Equity, Accessibility, and Support); Member: At-Large Trish Leleux - FPC Advisory Committee; Member: State Representative Marbury Little - Public Policy Coordinating Committee; Member: At-Large ; Consumer Advocacy Outreach Advisory Board; Member: Committee Representative Ginger Maulden - RPAC Major Investor Council; Member: State Representative Andrea McKey - Strategic Planning Committee; Member: At-Large David McKey - Insurance Committee; Member: At-Large Joe Mier - Real Property Valuation Committee; Member: At-Large Norman Morris - Meeting and Conference Committee; AEC Representative Danette O'Neal - Land Use Property Rights and Environment Committee; Member: Affiliate Representative Austin Polk - Business Issues Policy Committee; Member: At-Large Rhonda Reap-Curiel - Data Strategies Committee; Vice Chair Matt Ritchie - Finance Committee; Member: At-Large Erika Sluss - Membership Policy and Board Jurisdiction Committee; Member: State Representative Evelyn Wolford - Professional Standards Committee; Member: State Representative
By Louisiana REALTORS® • September 21, 2026
From the Louisiana Department of Insurance: Insurance Commissioner Tim Temple joined Governor Jeff Landry and Senate Insurance Committee Chairman Kirk Talbot today to announce that Louisiana is investing an additional $20 million in Fortified homes, bringing the total amount invested in state Fortified projects this year to $100 million. Governor Landry announced that $20 million from the U.S. Department of Housing and Urban Development will be transferred to the Louisiana Office of Community Development Restore Resilient Opportunities for Overhead Fortification (Restore ROOF) program to strengthen residential structures and reduce long-term disaster risk. Earlier this year, the Legislature passed a bill that allows $50 million in additional Katrina and Rita bond money from Louisiana Citizens Property Insurance Corporation to be added to the Department of Insurance’s Louisiana Fortify Homes Program (LFHP). Also beginning this year, LFHP is projected to receive approximately $30 million annually from taxes and fees the Louisiana Department of Insurance collects from the insurance industry. “Building stronger homes is a vital part of making homeowners insurance affordable in Louisiana,” said Commissioner Temple. “I appreciate Governor Landry’s leadership and support as we work with legislators like Chairman Talbot to make Louisiana a national leader in the adoption of Fortified roofs.” The Louisiana Department of Insurance (LDI) has finalized its promulgation of Regulation 136—Fortify Homes Premium Discounts. The purpose of Regulation 136 is to implement the statutory provisions set forth in La. R.S. 22:1483, et seq. , which require that all Louisiana property and casualty insurers provide premium discounts or insurance rate reductions for homes constructed or upgraded in accordance with the fortified standards created by the Insurance Institute for Business and Home Safety. View Regulation 136 here .
By Louisiana REALTORS® • September 11, 2026
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