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Risk Rating 2.0 - What You Need to Know

Louisiana REALTORS • March 16, 2022


Louisiana REALTORS® is the resource for REALTORS® for the latest updates in

Flood Insurance and it's affect on the real estate market.


Louisiana REALTORS® put together a schedule of virtual and in-person sessions that aim to provide an opportunity for you to hear the latest issues that impact the real estate industry as it pertains to the NFIP program and Risk Rating 2.0.


Flood insurance has changed, and real estate professionals need to know about Risk Rating 2.0: Equity in Action. During this two-hour course, participants will learn about current NFIP stats. The new methodology will be covered in depth, and it will be helpful to know what is changing and tips you can use to help buyers and sellers like in transferring existing policies. 


Courses were FREE to attend.


Also presented was the course on the NFIP - National Flood Insurance Program for Real Estate Professionals.  This course will give an overview of the National Flood Insurance Program (NFIP) and highlight specifics as it pertains to the real estate professional. These specifics will include Louisiana flood facts, terminology, risk, zones, where to find products & resources, and Legal Considerations and Impact for Real Estate Professionals. 


Presented by: Gilbert L. Giron – FEMA Region VI Flood Insurance Liaison 


Download Materials

NFIP for Real Estate Professionals Presentation Risk Rating 2.0 FAQ Risk Rating 2.0 - Rate Explanation Guide Risk Rating 2.0 - Discount Explanation Guide

Video Recordings

April 11, 2022 - Risk Rating 2.0 Video

April 21, 2022 - NFIP Video

Consumer Guide Update: Preparing for Homeownership

By Louisiana REALTORS® • February 19, 2025
As previewed last week, NAR is pleased to share the latest consumer guide focused on preparing for homeownership. This guide covers what prospective buyers should consider as they kick off the home purchase process, including the importance of credit scores, mortgage pre-approval, down payments, budgeting, and educational resources. As a reminder, all guides in this series are available for download—in both English and Spanish—on facts.realtor . Please allow a few days for the Spanish version of the latest resource to be translated and uploaded. For ease of reference, below is a list of the most recent guides: NEW: Preparing for Homeownership Escrow and Earnest Money Pricing Your Home Preparing to Sell Your Home Fire Damage and Policy Coverage Thank you for your continued engagement with the “Consumer Guide” series and for sharing the resources with potential clients to ensure they have the information they need to be successful in their homebuying or selling journey. Remember that these guides are for informational purposes only and are not meant to enact or change any existing NAR policy. Be on the lookout for next week’s guide on Wednesday, which will cover property taxes.

Consumer Guide Update: Escrow and Earnest Money

By Louisiana REALTORS® • February 14, 2025
As previewed last week, NAR is pleased to share the latest consumer guide focused on escrow. This guide covers what homebuyers should know about earnest money deposits, including the general terms and use cases in real estate transactions. As a reminder, all guides in this series are available for download—in both English and Spanish—on facts.realtor . Please allow a few days for the Spanish version of the latest resource to be translated and uploaded. For ease of reference, below is a list of the most recent guides: NEW: Escrow and Earnest Money Pricing Your Home Preparing to Sell Your Home Fire Damage and Policy Coverage Flood Insurance Thank you for your continued engagement with the “Consumer Guide” series and for sharing the resources with prospective clients to ensure they have the information they need to find success in their homebuying or selling journey. Remember that these guides are for informational purposes only and are not meant to enact or change any existing NAR policy. Be on the lookout for next week’s guide on Wednesday, which will cover preparing prospective buyers for homeownership.

2026 LR Officer Elections, RVPs & NAR Director Applications

By Louisiana REALTORS® • February 12, 2025
The Louisiana REALTORS® Board of Directors will conduct several elections this Spring. Interested candidates that meet the qualification who are looking to serve at either the state association level or the national association level are encouraged to view the criteria and submit an application. An application that is not submitted on the appropriate form or not submitted pursuant to the instructions shall not be considered as submitted timely.
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