REALTOR® Community Involvement Spotlight: Deneka Vallius

Louisiana REALTORS® • March 23, 2021

REALTOR® Spotlight: Deneka Vallius

Deneka Vallius

Deneka Vallius had an introduction to both real estate and hard work at a young age. A first generation Haitian-American, she watched her immigrant father work his French Quarter job with relentless focus, saving to invest in his first rental property. Once that goal was achieved, he kept pushing forward with Deneka right at his side, acting as a translator between her father and his tenants. While most kids were studying only what could be learned at school, she was getting a crash course in property management and picking up the skills and knowledge that she would one day use to help not only her south Louisiana neighbors, but Haitian citizens as well.


Finding Her Career in Real Estate


While attending Tulane University and earning her degree in public relations, Deneka began to take some elective real estate courses. She thought it may be a good fit given her background in property management, and she was right. By 2011, she had earned her real estate license and was increasingly taking note of the housing and financial struggles that were surrounding her area. As the daughter of an immigrant and someone with an empathetic nature, Deneka recognized that this was a space in which she could make a significant, positive impact.

Developing a Passion for Community Outreach


Chief among the challenges she saw was a simple lack of information. Low-income families and individuals were completely unaware of the programs available to help them achieve home ownership and greater levels of financial security. Deneka’s solution: knowledge! She knew that if she could reach these individuals and teach them about their options, she could help them improve their situation. In turn, she began to host free financial literacy and homebuyer classes. She became increasingly involved with the affordable housing community to ensure that home subsidies provided in New Orleans would continue to be accessible, and when COVID-19 struck, she aided clients with their unemployment claims, even when she had to do it via Skype or Zoom from another country!


Charitable Work in Haiti


During the early months of the pandemic, Deneka stayed in Haiti, near members of her extended family. Of course, being the person she is, this was far from a break in her work. In addition to continuing to help her clients back home, she dove headfirst into her recently established nonprofit organization, the Ayiti Cheri Foundation.


Having witnessed firsthand the language barriers that her father faced, Deneka started her foundation to help other young Haitian school children avoid the same struggles. With most speaking Haitian Creole at home and French in school, an alarming number of young children are unable to advance their education due to language obstacles. To address this, Ayiti Cheri Foundation offers services like afterschool tutoring, courses in English as a second language, and resources to Haitian parents who wish to learn French.


Moving Forward as a REALTOR® and Activist


While Deneka’s professional ambitions will surely continue to evolve, so will her community involvement and outreach. It’s her passion. In her own words, “We should all have an open ear. We as REALTORS® need to stop saying no. The word ‘no’ in the low-income community is what keeps everyone at that bottom.” We agree, Deneka, and we hope more REALTORS® will follow your lead!


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By Louisiana REALTORS® • October 9, 2026
Homeownership Is on Louisiana's November Ballot

Cookbook for the REALTORS® Relief Foundation On Sale Now!

By Louisiana REALTORS® • October 8, 2026
After months of gathering recipes from across our Louisiana REALTORS® family, the cookbook is ready! This 200+ page collection is filled with Louisiana flavor, REALTOR® heart and recipes contributed by our members. We launched sales of the cookbook at the Fall Governance Meetings. You can now purchase your copy for $30 directly from the printer and shipped to you! Additionally, we will have copies available at the RRF booth at NXT . After NXT, we will carry a limited stock at the LR office for you to purchase through the LR Merch Shop and pick-up from the office or at an LR event, as stock is available. Even better, $15 from every cookbook sold will be donated to the REALTORS® Relief Foundation (RRF) to help provide housing-related assistance to REALTORS® and their families following disasters. Pick up a copy for yourself, grab one as a gift and enjoy a taste of Louisiana while supporting a great cause!

Residential Appraisal Update: UAD 3.6 and the Temporary Policy Exception

By Louisiana REALTORS® • October 7, 2026
A major change to residential appraisal reporting is approaching, but a recently announced temporary policy exception is creating some confusion about what happens on November 2. Here is what REALTORS® need to know. Beginning November 2, 2026, Fannie Mae and Freddie Mac will require the new Uniform Appraisal Dataset (UAD) 3.6 for new appraisal reports initially submitted to the Uniform Collateral Data Portal (UCDP), unless the lender has received a temporary policy exception. The November 2 implementation date has not been postponed. What is the UAD 3.6 Appraisal Report? UAD 3.6 replaces the familiar legacy appraisal forms (used for the last 25 years) with a new, more data-driven appraisal report that collects much more detailed property information. For REALTORS® and consumers, the transition could mean a more detailed property inspection, additional questions about the property and transaction, and potentially longer appraisal and review times as appraisers, lenders, appraisal management companies, and other industry participants adjust to the new system. What changed? Fannie Mae and Freddie Mac recently announced a temporary policy exception for eligible lenders that need additional time to complete their transition to UAD 3.6. Lenders receiving the exception may continue submitting appraisals using the current legacy UAD 2.6 format through May 19, 2027 . Beginning May 20, 2027 , new appraisal submissions to Fannie Mae and Freddie Mac must use UAD 3.6. What does this mean for REALTORS®? For several months, REALTORS® may encounter both the current appraisal format and the new UAD 3.6 appraisal report. The appraisal format is determined by the lender's assignment requirements. REALTORS® and consumers do not need to determine which format should be used. It is also important to understand that an appraiser completing a legacy-format appraisal during this period should not automatically be assumed to be unprepared for UAD 3.6. An appraiser who is fully UAD 3.6 ready may still be instructed by a lender to complete an assignment using the legacy format. How can REALTORS® help? Good communication and accurate property information will become even more important. REALTORS® can help the appraisal process by providing accurate and specific information concerning: Recent renovations and improvements Property features and amenities Sales concessions and financing terms Known property conditions or unique characteristics Relevant information about the transaction Buyers should also be encouraged to discuss appraisal requirements and anticipated timelines with their lender early in the transaction. What about FHA, VA and USDA? The November 2 requirement discussed above applies to Fannie Mae and Freddie Mac conventional lending. FHA, VA and USDA have their own appraisal policies and implementation schedules. Their transition to UAD 3.6 should not be assumed to follow the same November 2 timeline unless announced by the respective agency. The Bottom Line November 2 remains an important date for UAD 3.6. The temporary exception does not cancel or postpone the transition. Instead, it allows eligible lenders additional time to complete their transition. As a result, REALTORS® should expect a period when both legacy and UAD 3.6 appraisal reports are being used. Louisiana REALTORS® will continue monitoring the transition and providing members with updates as additional guidance becomes available. Louisiana REALTORS® is also planning a follow-up webinar to discuss the latest UAD 3.6 developments, what REALTORS® are seeing in transactions, and what these changes mean for agents and their clients.
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