NEW BENEFIT: Healthcare Member Benefit Program
Louisiana REALTORS® • May 21, 2024
Program Partners
Louisiana REALTORS® members now have access to a Healthcare Member Benefits Program that utilizes a national PPO network and is available in all 50 states plus the District of Columbia and Puerto Rico. We are offering this Member Benefit Program through our partnership with the PL Group.
As a member of Louisiana REALTORS® you will have the opportunity to participate in the Member Benefits Program by becoming an Associate Member of Local 426, which provides access to among other items healthcare related benefits that include medical benefits as well as prescription benefits, life insurance, accident, and various educational programs.
Members can enroll the FIRST DAY of ANY MONTH with open enrollment
needing to be completed no later than 30 days in advance.
Note: To participate in the member benefit program, you must become an associate member of Amalgamated Local Union 426. You will not be contacted via phone or text for this benefit.
Highlights of Benefits to Associate Members
- ACA compliant health benefits available (includes all 10 “essential benefits” in ACA guidelines)
- Fully funded, 1st dollar coverage
- Coverage cannot be denied (no pre-existing limitations)
- Large group rates
- In-Network coverage in all 50 states, plus DC & Puerto Rico
- No age rating – 4 tier rates (nationwide)
- Concierge access and support
- Deductible options range from $0 to $4,000.
- 50% to 100% coinsurance options
- Multiple office-visit copay options
- Access to large, national networks, with discounts for using in-network providers.
- 100% preventative benefit coverage available.
- Doctor, Specialist and Urgent Care copays
- X-ray and lab benefits
Voluntary Supplemental Benefits
- Empire Accident Plan
- Empire Specified Disease Plan
- Empire Hospital Indemnity Plan
- Anthem Voluntary Life Plan
- Value Added Services
For additional information, and to take advantage of this new opportunity,
please contact a dedicated Program Member Benefit Representative:
Email: capcareenrollment@concordmgt.com
Phone: 833-287-4765
Want Your Teen to Own a Home Someday? Start Talking Money Now Teens may not be thinking about mortgage rates or down payments just yet, but the money habits they’re building now can follow them for years. And 88% of teens surveyed by Fannie Mae and Junior Achievement said they want to own a home someday. This week’s Consumer Guide: Talk to Your Teens About Money and Homeownership makes those conversations a little easier, covering everything from credit scores and budgeting to debt, renting versus owning and saving for that eventual down payment. So yes, you may have to interrupt the doomscrolling. But helping teens get smarter about money today could put them in a much better position to get the keys to a home of their own down the road. Download all of NAR’s Consumer Guides in English or Spanish at facts.realtor. For ease of reference, below is a list of the most recent guides: NEW: Teen Financial Literacy Fraud Red Flags Helping Family Members Become Homeowners Prepare Your Home for Hurricane Season Condominium Insurance Thank you for your continued engagement with the “Consumer Guide” series and for sharing the resources with prospective clients to ensure they have the information they need to find success in their home buying or selling journey. Remember that these guides are for informational purposes only and are not meant to enact or change any existing NAR policy. The next Consumer Guide, scheduled for publication on Oct. 21, will cover winter cold and storm preparedness.
Homeownership Is on Louisiana's November Ballot
After months of gathering recipes from across our Louisiana REALTORS® family, the cookbook is ready! This 200+ page collection is filled with Louisiana flavor, REALTOR® heart and recipes contributed by our members. We launched sales of the cookbook at the Fall Governance Meetings. You can now purchase your copy for $30 directly from the printer and shipped to you! Additionally, we will have copies available at the RRF booth at NXT . After NXT, we will carry a limited stock at the LR office for you to purchase through the LR Merch Shop and pick-up from the office or at an LR event, as stock is available. Even better, $15 from every cookbook sold will be donated to the REALTORS® Relief Foundation (RRF) to help provide housing-related assistance to REALTORS® and their families following disasters. Pick up a copy for yourself, grab one as a gift and enjoy a taste of Louisiana while supporting a great cause!
