NAR and MBA Urge GSEs and Regulators to Confirm Buyer Financing Rules

Louisiana REALTORS® • March 29, 2024

A Message from Ken Fears, NAR Director of Conventional Finance and Valuation Policy

NAR along with the Mortgage Bankers Association sent a letter to the Federal Housing Finance Agency, Federal Housing Authority, Fannie Mae, and Freddie Mac seeking confirmation that homebuyers will continue to have access to mortgage credit after the proposed settlement is complete. Specifically, NAR and MBA asked the regulators and GSEs to confirm that the custom of excluding seller's payment of commissions for buyer's agents will continue to be excluded from the limits on Interested Party Contributions. This confirmation is a critical piece of the post-settlement puzzle.


This letter continues NAR's efforts to engage the GSEs and regulators to provide near-term clarity to the market and members. This effort is one of several focused on supporting mortgage finance for buyers in the post-settlement environment.



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